Upper Alabama River Mitigation Bank Projects $40.7M in Phase 1 Revenue as Federal Approval Advances
|
172,170
Phase 1 Credits
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$40.7M
Projected Phase 1 Revenue
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15,990
Linear Feet Restored
|
154.76
Acres — Lowndes Co.
|
The Upper Alabama River Mitigation Bank (UARMB) has completed its Revised Prospectus and entered formal Interagency Review Team (IRT) engagement with the USACE Mobile District — the last major regulatory threshold before Mitigation Banking Instrument (MBI) approval and first credit release.
Sponsored by Hollingsworth Farms, LLC and managed by The Mitigation Banking Group, Inc., UARMB is one of the most substantively documented stream mitigation bank projects currently advancing through the USACE approval process in the Mobile District. This overview covers the project’s scale, market demand, development team, and regulatory momentum. Detailed financials, the credit release schedule, and the capital-partnership opportunity are available to qualified investors under NDA — see below.
Phase 1 at a Glance
Phase 1 encompasses two sub-phases across 15,990 linear feet of restored stream channel, generating a projected 172,170 stream credits and approximately $40.7 million in projected Phase 1 credit revenue — exclusive of any Phase 2 revenue.
| Sub-Phase | Linear Feet | Potential Credits | Share of Phase 1 |
|---|---|---|---|
| Phase 1A | 7,240 LF | 84,276 | 49.0% |
| Phase 1B | 8,750 LF | 87,894 | 51.0% |
| Phase 1 Total | 15,990 LF | 172,170 | 100% |
Phase 2 encompasses an additional 168,000 potential credits and is not included in current proforma projections — substantial upside beyond Phase 1.
Credits release in Corps-approved tranches tied to construction and long-term monitoring milestones, beginning with an initial release upon MBI approval. (The full release schedule, pricing curve, cost structure, and net-profit projections are provided in the investment package.)
Key Milestone: MBI Approval
MBI approval is the inflection point that converts UARMB from a development-stage asset into an active, revenue-generating mitigation bank. Upon approval, the bank is authorized to release its initial credit tranche — an estimated ~$6.0 million at first release — and open to the full permitted buyer market in the Upper Alabama River Watershed.
Documented Regional Market Demand
The bank’s Primary Service Area — the Upper Alabama River Watershed (HUC 03150201) — has a well-documented record of active stream credit transactions. The following purchases are recorded in RIBITS, the federal government’s regulatory mitigation tracking system:
| Buyer | Credits | Type | Date |
|---|---|---|---|
| Hyundai Transformers | 7,464 | Stream | Nov 2025 |
| Maxwell Air Force Base | 462 | Stream | Sep 2025 |
| Ferroglobe USA | 95 | Stream | Apr 2026 |
Forward pipeline demand in the watershed includes mining remediation projects, new mine permit requirements, federal infrastructure and bridge-replacement programs, and Alabama Department of Transportation work — all subject to compensatory mitigation requirements under Sections 401 and 404 of the Clean Water Act and Section 10 of the Rivers and Harbors Act.
“The Upper Alabama River Watershed has proven demand for stream credits. UARMB’s 172,170-credit Phase 1 pipeline reflects years of regulatory groundwork and sound restoration science.” — Victoria Bruce, CEO, The Mitigation Banking Group, Inc.
Path to Approval
UARMB is currently advancing through the USACE Mobile District IRT review process toward approval of the Mitigation Banking Instrument, conservation easement, and final design plans. The Revised Prospectus — the document that formally initiates IRT engagement — has been completed and submitted. Upon MBI approval, the bank will be authorized to sell stream credits to permitted projects within its service area.
Project Team
An experienced team of mitigation, engineering, and legal professionals with direct Mobile District experience:
- Sponsor — Jim Hollingsworth, Hollingsworth Farms, LLC
- Mitigation Consultant — Victoria Bruce, The Mitigation Banking Group, Inc.
- Stream Design — Steve Jones, Meanders River Restoration, Inc. (Rosgen Method, Coastal Plain)
- Legal Counsel — Neil C. Johnston, Esq., Hand, Arendall, Harrison, Sale — Mobile, Alabama
The Investment Opportunity
A defined capital-partnership opportunity exists ahead of MBI approval — the project’s primary value inflection point. The complete investment package, available to qualified parties under NDA, includes:
- The full project proforma — revenue, cost structure, net-profit projections, and present-day value
- The complete credit release schedule and pricing curve
- Capital structure, partnership terms, and defined exit paths
- Full regulatory documentation, including the Revised Prospectus
→ Request the UARMB Investment Package (NDA required)
Access is limited to qualified investors. Complete the brief request form to receive the full package and speak with our team.
About The Mitigation Banking Group, Inc.
Founded by Victoria K. Bruce, The Mitigation Banking Group, Inc. specializes in the development, sale, and marketing of mitigation banks and credits across the southeastern United States. The firm bridges the gap between buyers, sellers, and regulators, simplifying complex regulatory pathways with expertise and efficiency.
victoria@mitigationbankinginc.com | Office: 407.960.5787 | Cell: 407.808.2222
Financial figures are projections based on the current proforma and are subject to regulatory approval. This page is provided for informational purposes and does not constitute an offer to sell securities.
